Employment Practices Liability Insurance

It was just a joke that came out wrong. You lost your temper, but you didn’t mean it. They totally took it out of context. Your employees will understand right? Suddenly your being sued for sexual harassment or even discrimination.

This insurance provides coverage to employers against claims made by employees alleging: Discrimination (based on sex, race, age or disability) Wrongful termination or failure to promote, harassment,Other employment-related issues. Even if the allegations are not merited.

Large corporations typically have substantial employment practices insurance coverage in place and are prepared to deal with just about any employment lawsuit. However, ecommerce businesses are often the very vulnerable to employment claims. That’s because they usually lack a legal department, employee handbook detailing the policies and procedures that guide hiring, disciplining or terminating employees and often have people working in Wearhouse’s or in close proximity to each other.